Blessed Christmas & Happy New Year

Blessed Christmas & Happy New Year (both 2012 & CNY) to one & all! 🙂
We also have a red-color theme for Christmas

Early Blessed Christmas & New Year wishes in case we don’t get a post in before the 31st

Bless Christmas & Happy New Year!

Discuss
What do you really, really want for Christmas (other than your 2 front teeth)? ;B

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The WriteWrit. Unofficial Party Song

The Writewrit. Unofficial Party Song sung to the tune of well… you know what 😉
About Writewrit: It’s a secret FB group for writers & err… people who read what writers write.

Now comes with *FREE* unofficial Writewrit. header logo!

Writ write, I was going to Bath
Royal way to spend a Friday night
Yeah, lub lub, just wastin time in the hub
Thinkin everything was near right

Well, I stepped out the hub, boot my PC up to write
I pulled my mouse near me
And I opened up a site, and then
Writ write! I jumped back in the hub
Well how was I not to go there with a party goin on?

There was a-writ’in and a-writin
Readin and a-dreamin, Dancin just moon walkin
Vloggin and a-bloggin, damn!

(trumpets)

Well-a, boing boing, I saw the whole shebang
Surfin on my iPad screen!
Well-a, lulz lolz, they were flamin the GOP
And all of them had their flamers on

There was MM, ghoip, jeff and bru
Good golly mister sia was a-even there, too!
A-well-a, Writ Writin, I forgot about the Bath
I went and put my sarcasm flamers on, yeah…

There was a-writ’in and a-writin
Readin and a-dreamin, Dancin just moon walkin
Vloggin and a-bloggin, damn!

(trumpets)

Writ’in and a writin… ooo!
Yeah, readin and a-dreamin… woo!
Yeah, dancin just moon walkin… talk to me
Vloggin and a bloggin, yay-a-yay-yay

A-readin and a-dreamin
Writ writin, yay…!

I was a-writ’in and a-writin… yeah!
A-writ’in and a-writin… woo!
A-writ’in and a-writin… ha!

Comments
Feedback, suggestions & everything includin the bath tub welcome =)

PS. References removed coz it’s more fun that way. Can you spot all the easter eggs?
PPS. Let me know if you want a door pass to the WriteWrit party – you are most welcome!

It’s All About Stev

Bah! Humburger!

That is 'US' as in Stev referring to himself in the plural (Not Uncle Sam)

Other than the site theme update in view of 100… (ahem)… 101 posts, making some minor mods/updates as well. (Kinda feel like I understand car junkies now. keke)

Changes

  • Skin update to bananas! (Not that I really love bananas, but just for a change of skin. hah)
  • Sidebar titles update (To show witty Stev & his pun’age)
  • In view of reaching a century, adding in list of 100 definitive posts in the sidebar (WIP)
  • I will be replying to just about every single comment I may have inadvertently missed out previously. I’m sorrrrrryyyy…
  • You now know how to make Banana Shakes. With great power, comes great responsibility.

Question
Dear Discoursers & Discussioners, is there anything in particular you would like to see, do or suggest?
OR you can publicly pledge your support for bananas here 😉

The Study Tips

Study tips also in the top 10 style 😉 Funny that I’ve only coming up with list many years after stopping studies & re-starting again to take masters. Still hopefully this helps someone out there. I wish there was a list like these many years back. So here I try!

Photo Credit: The Study by m0thyyku

10. Study during your peak energy level time(s) (yawn)

9. Studying just before sleeping (somehow) helps retention

8.1. Read up or at least skim through before the class. It helps to be able to focus on processing what the lecturer is saying rather than trying to process alien Greek.

8.2. Read up or at least briefly review after the class. Best way to non-study study.

7. Group studies if that’s your thing (and you have the discipline) & quick bite notes.

6. Mind-mapping

5. Quickly run through the reading/chapter once. No need to re-read any sections even if you don’t understand all of it. Then only read thoroughly & highlight/underline all the key facts

4. Books (that you own) are meant to be written, notation & scribbled on. Doodling is bad. Unless you’re doing art.

3. Reward yourself on a job well done (How & when? Depends on how deep your/parents pockets are & How much you can delay instant gratification)

2. Get enough sleep (and you get to live longer too). 7-8 hours no matter whether you’re 16 or 60.

1. If you have a choice, study something you are truly interested in. The same as working, studying is hours of fun if you love the subject!

Question
(Yes I know there are actually eleven tips) Any other excellent study trips that you’d like to add smart alley-cat? 😉

Top Ten Finance Tips

A random list of the top of my head 🙂

Photo Credit: money by gerardissex

10. To get financially savvy, read (or skim) the Business Section in papers, financial magazines, etc. At first it won’t make sense. Over time, it will.

9. If you are with a partner, discuss finances together. It helps if one is more inclined towards spending & the other towards spending for check & balance. If you are single, learn or find a system that works. Do not trust your dog or cat as your finance adviser 😉

8. New cars depreciate very fas

7. Clothes, wine & most hobbies are not monetary investments (no matter what they say otherwise – those situations are rare & few like Detective Comics #1)

6. Invest in stocks if: A) You are interested, learned & can afford mistakes in investing B) You are substituting the word ‘investing’ for ‘gambling’

5. Else stick in Unit Trusts. (And despite the disclaimers, pick the ones with the best long-term return %)

4. The 95:5 rule apply. Following 95% of the crowd makes you lose money. Be the 5%.

3. It’s never to young to start learning (or teaching) others on saving & investing.

2. It’s never really too late (and you wouldn’t be reading this article if otherwise…)

1. Pay yourself first is (still) the most important rule of all!

Queries
What did you think of the Top Ten Finance Tips list? Any other great finance tips that I missed out?

PS. I just made up the 95:5 rule (I think :P)